Who is eligible for an Ayushman card? Here's how to check
The Ayushman Card lets eligible families access cashless treatment under PM-JAY. The guide explains who qualifies, how to check status and what documents may be needed.

The Ayushman Card, issued under the Pradhan Mantri Jan Arogya Yojana (PM-JAY), provides eligible beneficiaries with health coverage of up to 5 lakh per family per year for secondary and tertiary hospitalisation. The scheme aims to reduce the financial burden of healthcare and improve access to quality medical treatment for millions of Indians.
If you're wondering whether you or your family qualifies for an Ayushman Card, here's what you need to know.
Also read: New IRCTC website to launch by July 15: Faster booking, seat selection and more
WHAT IS AN AYUSHMAN CARD?
The Ayushman Card serves as proof of eligibility under the Ayushman Bharat PM-JAY scheme. It allows beneficiaries to access cashless treatment at empanelled public and private hospitals across the country.
The card can be used for a wide range of medical procedures, hospitalisation expenses, medicines, diagnostics, and follow-up care covered under the scheme.
WHO IS ELIGIBLE?
Eligibility for the Ayushman Bharat scheme is largely based on data from the Socio-Economic Caste Census (SECC) and other government databases.
RURAL HOUSEHOLDS
In rural areas, families meeting specific deprivation criteria may qualify for benefits. This includes households with limited resources and vulnerable socio-economic conditions.
URBAN WORKERS
In urban areas, eligibility extends to people working in certain occupational categories, including workers in informal and low-income sectors.
SENIOR CITIZENS AGED 70 AND ABOVE
The government has expanded health coverage for eligible senior citizens aged 70 years and above, helping them access healthcare services with reduced financial stress.
HOW TO CHECK YOUR ELIGIBILITY
VISIT THE OFFICIAL WEBSITE
Individuals can check their eligibility through the official Ayushman Bharat beneficiary portal by entering basic details such as a mobile number and verification information.
USE YOUR MOBILE NUMBER
After entering your registered mobile number, an OTP is sent for verification. Once verified, you can search for your name and eligibility status.
CHECK THROUGH A CSC CENTRE
You can also visit a Common Service Centre (CSC) or an authorised Ayushman Bharat registration centre for assistance in checking eligibility.
DOCUMENTS YOU MAY NEED
While requirements may vary, commonly used documents include:
Aadhaar Card
Mobile number
Ration Card (where applicable)
Family identification documents
These documents help verify identity and beneficiary details.
HOW TO GET AN AYUSHMAN CARD
If you are eligible, your details can be verified through an authorised centre or online process. Once verification is complete, the Ayushman Card can be generated and downloaded.
The digital card can also be stored on a smartphone for easy access when required.
BENEFITS OF THE AYUSHMAN CARD
CASHLESS TREATMENT
Eligible beneficiaries can receive treatment without making upfront payments at empanelled hospitals.
HEALTH COVER OF UP TO 5 LAKH
The scheme provides substantial financial protection against major medical expenses.
ACCESS TO EMPANELLED HOSPITALS
Beneficiaries can seek treatment at thousands of public and private hospitals across India.
SUPPORT FOR SENIOR CITIZENS
The scheme offers significant support for elderly individuals who may require frequent medical care.
REDUCED OUT-OF-POCKET EXPENSES
By covering hospitalisation costs, the scheme helps families avoid financial hardship caused by medical emergencies.
The Ayushman Card is an important healthcare initiative designed to improve access to medical treatment and provide financial protection to eligible families. If you are unsure whether you qualify, checking your eligibility is a simple process that can be completed online or through authorised centres. For those who qualify, the card can serve as a valuable tool for accessing affordable healthcare when it is needed most.
The Ayushman Card, issued under the Pradhan Mantri Jan Arogya Yojana (PM-JAY), provides eligible beneficiaries with health coverage of up to 5 lakh per family per year for secondary and tertiary hospitalisation. The scheme aims to reduce the financial burden of healthcare and improve access to quality medical treatment for millions of Indians.
If you're wondering whether you or your family qualifies for an Ayushman Card, here's what you need to know.
Also read: New IRCTC website to launch by July 15: Faster booking, seat selection and more
WHAT IS AN AYUSHMAN CARD?
The Ayushman Card serves as proof of eligibility under the Ayushman Bharat PM-JAY scheme. It allows beneficiaries to access cashless treatment at empanelled public and private hospitals across the country.
The card can be used for a wide range of medical procedures, hospitalisation expenses, medicines, diagnostics, and follow-up care covered under the scheme.
WHO IS ELIGIBLE?
Eligibility for the Ayushman Bharat scheme is largely based on data from the Socio-Economic Caste Census (SECC) and other government databases.
RURAL HOUSEHOLDS
In rural areas, families meeting specific deprivation criteria may qualify for benefits. This includes households with limited resources and vulnerable socio-economic conditions.
URBAN WORKERS
In urban areas, eligibility extends to people working in certain occupational categories, including workers in informal and low-income sectors.
SENIOR CITIZENS AGED 70 AND ABOVE
The government has expanded health coverage for eligible senior citizens aged 70 years and above, helping them access healthcare services with reduced financial stress.
HOW TO CHECK YOUR ELIGIBILITY
VISIT THE OFFICIAL WEBSITE
Individuals can check their eligibility through the official Ayushman Bharat beneficiary portal by entering basic details such as a mobile number and verification information.
USE YOUR MOBILE NUMBER
After entering your registered mobile number, an OTP is sent for verification. Once verified, you can search for your name and eligibility status.
CHECK THROUGH A CSC CENTRE
You can also visit a Common Service Centre (CSC) or an authorised Ayushman Bharat registration centre for assistance in checking eligibility.
DOCUMENTS YOU MAY NEED
While requirements may vary, commonly used documents include:
Aadhaar Card
Mobile number
Ration Card (where applicable)
Family identification documents
These documents help verify identity and beneficiary details.
HOW TO GET AN AYUSHMAN CARD
If you are eligible, your details can be verified through an authorised centre or online process. Once verification is complete, the Ayushman Card can be generated and downloaded.
The digital card can also be stored on a smartphone for easy access when required.
BENEFITS OF THE AYUSHMAN CARD
CASHLESS TREATMENT
Eligible beneficiaries can receive treatment without making upfront payments at empanelled hospitals.
HEALTH COVER OF UP TO 5 LAKH
The scheme provides substantial financial protection against major medical expenses.
ACCESS TO EMPANELLED HOSPITALS
Beneficiaries can seek treatment at thousands of public and private hospitals across India.
SUPPORT FOR SENIOR CITIZENS
The scheme offers significant support for elderly individuals who may require frequent medical care.
REDUCED OUT-OF-POCKET EXPENSES
By covering hospitalisation costs, the scheme helps families avoid financial hardship caused by medical emergencies.
The Ayushman Card is an important healthcare initiative designed to improve access to medical treatment and provide financial protection to eligible families. If you are unsure whether you qualify, checking your eligibility is a simple process that can be completed online or through authorised centres. For those who qualify, the card can serve as a valuable tool for accessing affordable healthcare when it is needed most.